Privacy, Cookie & Comment Policy

Protecting Your Privacy

We, at Legal & Medical Investments Ltd, are committed to ensuring that your privacy is protected. This privacy, cookie and comment policy sets out how we use and protect any information that you give us when you use this website. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement. By using this website, you consent to the processing of data about you in the manner and for the purposes set out below.

How we use cookies

We use cookies to track visitor use of the website and to compile statistical reports on website activity.

For further information visit http://www.allaboutcookies.org/

You can set your browser not to accept cookies and the above website tells you how to remove cookies from your browser. However, in a few cases, some of our website features may not function as a result.

We use performance cookies (Google Analytics) so that we can understand how people access our website, identify which pages are being visited and monitor which pages people find useful and which they do not. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes. The performance cookies do not collect information that identifies you as a visitor to this website or your individual user behaviour. All information these cookies collect is aggregated and therefore anonymous.

The Comment Facility on our blog pages also uses functionality cookies to help make the process of commenting on an article quicker, easier and simpler for you. The information the cookies collect is anonymous and cannot track your browsing activity on other websites.

Commenting on blog articles

Reader comments are encouraged. The reason for leaving a comment is to contribute to the discussion, to ask questions, and to participate. We do, therefore, request that you are civil and courteous. All comments submitted are moderated by Legal & Medical Investments staff before they are published. Spam, self-promotion, advertising, personal attacks or strong language are not tolerated. If they are found, the comment will be deleted. If there is a specific comment(s) that you would like to respond to, you can click Reply to continue the conversation thread.

We reserve the right to edit a comment for formatting purposes but will never change its intent. The comments are provided merely as an informal discussion of the respective blog article and in accordance with our Terms & Conditions. You may contact us at any time to delete any information you may have posted and later change your mind about.

Your email address will not be displayed publicly and will be securely stored along with your comment. By providing your email address, you are consenting to its periodic use by Legal & Medical Investments Ltd to notify you of articles posted to this website that we think may be of interest to you. You can unsubscribe from such notifications at any time by emailing enews@legalandmedical.co.uk

Email tracking

If you sign up to receive our newsletter, the email communications you receive may be trackable at an individual level, allowing us to determine, for example, opens and link clicks. We use this information purely for reporting purposes, to measure the success of our emails and to assess the effectiveness of communications so that we can improve them to better meet your needs.

You can unsubscribe from email communications at any time using the unsubscribe link contained in each email or by emailing enews@legalandmedical.co.uk

Links to other websites

Our website may contain links to enable you to visit other websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. We cannot therefore be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy policy. You should exercise caution and look at the privacy policy applicable to the website in question.

What we collect

Minimum data is requested via secure contact forms. We have also provided other means of contact (email, phone and social media) if you prefer. Contact data is not held on this website. All form data is emailed directly to the recipient.

We are also subject to regulatory requirements to retain your data for specified minimum periods. These are, generally:

  • Five years for investment business
  • Three years for mortgage business
  • Indefinitely for pension transfers and opt-out business
  • Three years for insurance business

These are minimum periods, during which we have a legal obligation to retain your records.

We reserve the right to retain data for longer where we believe it’s in our legitimate interests to do so.

You have the right to request deletion of your personal data. We will comply with this request, subject to the restrictions of our regulatory obligations and legitimate interests as noted above.

Security

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Controlling your personal information

You may choose to restrict or delete the collection or use of your personal information by emailing enquiry@legalandmedical.co.uk

We will never sell, distribute, or lease your personal information to any third-party organisation unless we have your permission or are required by law. We may use your personal information to send you promotional information about ourselves and/or third parties which we think you may find interesting if you have granted us permission to do so.

If you believe that any information we are holding about you is incorrect or incomplete, please write to us at the below address or email us at enquiry@legalandmedical.co.uk as soon as possible. We will promptly correct any information found to be incorrect. Alternatively, it may be possible to update your information via the Personal Financial Portal (PFP).

Changes to our privacy policy

We keep our privacy policy under regular review, and we will place any updates on this web page. This privacy policy was last updated on 22/05/2024.

How to contact us

Please contact us if you have any questions about our privacy policy or information we hold about you:

What can you do if you are unhappy with how your personal data is processed?

You also have a right to lodge a complaint with the supervisory authority for data protection. In the UK this is:
Information Commissioner’s Office
Wycliffe House
Water Lane
Wilmslow
Cheshire
SK9 5AF