Finding the right full-time nursery or preschool place that suits your family’s needs is stressful enough – and then you find out how much childcare will cost! On average, part-time childcare (25 hours per week)…
Continue readingYou have probably heard about your NHS Total Reward Statement (TRS), but are you unsure what it actually represents? You won’t be alone if you don’t understand all the figures on your TRS and what…
Continue readingAs mentioned in previous articles, the NHS is not providing annual allowance data for the 2022/23 tax year. At the time, we expressed our concern that many would assume they would have an annual allowance…
Continue readingIn 2022, the estimated cost of raising a child from birth to age 18 was a massive £202,660. If you allow for the painfully high inflation of the last year, the current cost has risen…
Continue readingOnly available to the under 40s, Lifetime ISAs (also known as LISA) are more commonly known as savings vehicles for a first home, but a LISA has another often forgotten purpose. As the name suggests,…
Continue readingAs discussed in a previous article the NHS pension scheme is changing their partial retirement options available. As always with the NHS pension scheme, the devil is in the details as some pension members are…
Continue readingBefore our minds focus on enjoying the summer, there is an important NHS pension deadline fast approaching, a deadline many doctors and dentists will need to turn their attention to as it affects annual allowance…
Continue readingAt Legal & Medical, we continue to seek ways of improving our service and offerings to our clients. Our latest step is to engage an external investment house to strengthen the research capabilities of our…
Continue reading